← Back to Home

Simple, Transparent Pricing

Pay only when you get paid. No subscriptions, no setup fees, no surprises.

Platform Fee

1% per invoice

Capped at $10 max

The platform fee is automatically deducted from the payment you receive. Your customers pay the full invoice amount.

Example: $500 Invoice

Invoice Amount$500.00
Platform Fee (1%)-$5.00
You Receive$495.00

What Merchants Pay

Deducted from payment received

Platform Fee

Per successful payment

Max $10
Create Invoices

Unlimited invoices

Free

What Customers Pay

Paid at time of transaction

Invoice Amount

Full amount in USDC

100%
Network Fee

Paid to Solana validators

In SOL

Compare the Savings

FeeYou Keep
Traditional Processors (2.9%)$29.00$971.00
Wire Transfer Fees$25-50$950-975
TXN (1% capped at $10)$10.00$990.00

For invoices over $1,000, your fee is always capped at $10 — save even more on larger transactions.

Instant Settlement

Payments settle in ~400ms on Solana. No waiting days for funds to clear.

No Chargebacks

Blockchain payments are final. No disputes or reversal risks.

Always Available

Accept payments anytime, anywhere. No bank hours or holidays.

Everything Included

Ready to save on payment fees?

Join businesses and entrepreneurs saving on payment processing with TXN's blockchain-powered invoicing.

Get Started Free

Questions? Contact support@txn.so

Frequently Asked Questions

Getting Started

How do I create an account?

Enter your email on the sign-in page and we'll send you a magic link — click it and you're in. No password, and no wallet needed just to create your account.

Which wallets are supported?

Any Solana wallet that supports the Solana Pay standard — Phantom, Solflare, and Backpack are all confirmed to work. Merchants only need a wallet address to receive payments; customers use whichever supported wallet they already have.

Do I need to have cryptocurrency to use the platform?

No. Signing in and creating invoices costs nothing. Your customers pay in USDC, which goes directly to the receiving wallet address you add in Settings — you never need to hold crypto yourself to send an invoice.

How do I set up my business profile?

Go to Settings from the sidebar, then fill in your business information including your full name, email address, business name, and mobile number. This information appears on your invoices and helps customers identify your business.

What are the invoice amount limits?

Invoices must be greater than $10.00 and strictly less than $10,000 per transfer (excluding platform fees). This range supports efficient transaction processing while covering the vast majority of B2B payment use cases.

Account & Wallet

How do I sign in?

TXN uses email magic links — no password to remember, no wallet signature required. Enter your email, click the link we send you, and you're signed in. Links expire after a short time for security; just request a new one if yours has expired.

What is the receiving wallet, and is it the same as signing in?

No — they're separate. Your account is your email. Your receiving wallet is just the Solana address where invoice payments land, set once in Settings. You never connect a wallet extension or sign a message to use TXN as a merchant.

Is it safe to add my wallet address?

Yes. Adding a receiving wallet only stores its public address — a string of text, not a live connection to your wallet. TXN never has access to your private keys or seed phrase, and can't move funds out of your wallet under any circumstance.

Can I change my receiving wallet address?

Yes, any time from Settings. Changing it only affects invoices you send afterward — invoices already sent keep the wallet address that was set when they were sent, so in-flight payments always go where the payer expects.

What if I lose access to my wallet?

Your TXN account itself is unaffected — it's tied to your email, not your wallet. If you lose access to your Solana wallet, recover it the normal way (your seed phrase, with your wallet provider), then update your receiving wallet address in TXN Settings once you have a working wallet again.

Invoices

How do I create an invoice?

Click 'Create Invoice' from the Dashboard or Invoices page. Fill in the customer details, add line items with descriptions, quantities, and prices, set the due date, and click 'Save as Draft' or 'Create and Send Now'. The invoice will be sent to your customer's email with a secure payment link.

What payment terms are available?

We offer several payment term options: Due on Receipt, Due in 7 days, Due in 30 days, Due in 60 Days, and Due in 90 days. Choose the option that works best for your business relationship.

Can I edit an invoice after sending it?

Yes, you can edit invoices that are in Draft, Pending, or Overdue status. However, once an invoice is marked as Paid, it becomes a permanent financial record and cannot be edited, resent, or deleted.

How do I resend an invoice?

Go to the Invoices page, find the invoice you want to resend, click the three-dot menu on the right, and select 'Resend Invoice Email'. Note that paid invoices cannot be resent.

What do the different invoice statuses mean?

Draft: Invoice is saved but not sent. Pending: Invoice has been emailed to the customer. Paid: Payment has been received and confirmed on-chain. Overdue: The due date has passed without payment. Cancelled: Invoice has been cancelled (soft-deleted).

Can I delete an invoice?

Draft invoices can be permanently deleted. Sent, viewed, and overdue invoices are soft-deleted (cancelled) to maintain an audit trail. Paid invoices cannot be deleted - they are permanent financial records.

Payments

How do customers pay my invoices?

Customers receive an email with a secure payment link. On mobile, scanning the QR code opens Phantom wallet directly via deep link for seamless payment. On desktop, they can connect their Phantom wallet and pay with one click. All payments are made in USDC stablecoin.

What is USDC?

USDC (USD Coin) is a stablecoin pegged 1:1 to the US Dollar. This means 1 USDC always equals $1 USD. It provides the stability of traditional currency with the speed and low fees of blockchain transactions on Solana.

How long do payments take to process?

Payments on Solana are nearly instant - typically confirmed within 1-2 seconds. Once confirmed on-chain, the funds are immediately available in your wallet and the invoice status updates to Paid automatically.

What are the transaction fees?

We charge a simple 1% platform fee with a minimum of $0.01 and a maximum of $10 USDC per transaction. Solana network fees are minimal (less than $0.01). This is significantly lower than traditional payment processors that charge 2.9% + $0.30.

What happens if a payment fails?

Payment failures are rare on Solana but can happen due to insufficient USDC funds or network conditions. The customer will see an error message and can retry the payment. The invoice status will remain unchanged until successfully paid.

Can customers pay with credit cards?

Currently, we only support USDC payments via a Solana wallet (Phantom, Solflare, Backpack, and others all work). This allows us to offer lower fees and instant settlements. Credit card support may be added in future updates.

How does the QR code payment work?

When customers view an invoice on mobile, they can scan the QR code which opens Phantom wallet directly via a deep link. The payment details are pre-filled, so they just need to approve the transaction. This provides a seamless mobile payment experience.

Is an account automatically created for a customer that pays an invoice?

No, paying an invoice does not create an account for the customer. They remain only in the contact list of a user that sent them an invoice or added them as a customer.

Customers

How do I add a new customer?

Go to the Customers page and click 'Add Customer'. Enter their name, email, mobile number (optional), and wallet address (optional). You can also add customers directly while creating an invoice.

Can I import my existing customer list?

Currently, customers need to be added manually. We're working on a bulk import feature. For now, you can add customers one at a time or create them while generating invoices.

Can I delete a customer?

Yes, you can delete customers from the Customers page. However, this won't delete invoices associated with that customer. Historical invoice data is preserved for your financial records.

Are customer wallet addresses stored?

Customer wallet addresses are not automatically captured when they pay an invoice. This is intentional for several reasons: wallet addresses are personal identifiers that require consent to store, you may have manually entered a different wallet address, and customers may use different wallets for different payments. You can always add or update a customer’s wallet address manually.

Cash Out

How do I convert USDC to regular currency?

To convert your USDC to regular currency, transfer your USDC from your Phantom wallet to a cryptocurrency exchange like Coinbase, Binance, or Kraken. From there, you can sell USDC for your local currency and withdraw to your bank account. Each exchange has its own withdrawal process and fees.

Are there fees for cashing out?

TXN doesn't charge fees for withdrawing USDC from your wallet. However, the exchange you use (Coinbase, Binance, Kraken, etc.) may charge trading and withdrawal fees. These vary by exchange and withdrawal method. Solana network transfer fees are minimal (less than $0.01).